Our Services

• Life Insurance
• General Insurance
• Mutual Funds
• Bonds
• Fixed Deposits
• Post Office Schemes
• Public Provident Fund (PPF) Accounts
• PAN Cards
• Loans
• Stock Market

Life Insurance

Life insurance protects your family from financial crises in your absence and it also offers a flexible money saving scheme, which empowers you to accumulate wealth.

1. To buy a new car
2. For your health expenses
3. Get your children married
4. Even retire comfortably

Paras Investments, a customer oriented company offers you following Life Insurance plans.

1. Endowment Plans
2. Whole Life Plans
3. Children Plans
4. Pension Plans
5. ULIP Plans
6. Health Plans
7. Money Back Plans
8. Term Insurance Plan

The Company has expertise in customized plans, simply customized plan mean combination of various plans which accomplish most of your requirements. In spite of investing a large amount of money in one scheme company provides you complete guidance to divide your money to invest in different schemes so that you can fulfill most of your dreams.

Now another one most important thing is that how to plan your retirement. Retirement plans simply means you get a fix amount of money monthly after when u retire from your job. After retirement planning you lives a very comfortable life style in spite of thinking that from where you get money after your retirement. That's why a lot of individuals have already started planning for their retirement and they invest a certain amount of their income for their retirement to live a handsome lifestyle. Company offers you the complete guidance to plan for your retirement.

General Insurance

Paras investments, a customer oriented company deals in general insurance through various governments and private companies depend upon the customer requirement. In general insurance, company covers Health Insurance, Motor Insurance, Personal Accident Insurance, Travel Insurance, House Insurance, Fire insurance, Marine Insurance & Miscellaneous Insurances.Company offers cashless insurances with good discounts.

Mutual Funds

A mutual fund is a professionally managed type of collective investment scheme that pools money from many investors and invests it in stocks, short-term money market instruments, and/or other securities. Invest in mutual fund is one of the options is to invest the money in stock market. But a common investor is not informed and competent enough to understand the intricacies of stock market. This is where mutual funds come to the rescue. The mutual fund will have a fund manager that trades the pooled money on a regular basis. The net proceeds or losses are then typically distributed to the investors annually.

Mutual funds are highly cost efficient and very easy to invest in. By pooling money together in a mutual fund, investors can purchase stocks or bonds with much lower trading costs than if they tried to do it on their own. Also, one doesn't have to figure out which stocks or bonds to buy. The biggest advantage of mutual funds is diversification. Diversification means spreading out money across many different types of investments. When one investment is down another might be up. Diversification of investment holdings reduces the risk tremendously.

But Paras investments, a customer oriented company provides support to invest into various mutual funds based on customer requirements. The first and the major concern is that you should get the right guidance to invest the money in right mutual fund scheme. Here you can either go for one time investment or monthly investment i.e. through SIP(Systematic Investment Plan). The minimum application amount fixed for one time investment is Rs. 5000/-. However, additional purchases are allowed for Rs.1000/-, subject to acceptance. Investors can invest even Rs. 500/- monthly through the SIP route.

Bonds

Paras Investments, customer oriented company offers you services of all type of bonds. In bonds you can invest money for fix interest for a fix period of time. The Bonds are taxable and non taxable depends upon customer requirement.

Fixed Deposits

Paras Investments, customer oriented company offers you services of all company fixed deposits (Ex. Tata, Jaypee) and some Pvt Banks also. Fixed deposits allow you to deposit money for a fixed time period. The rate of interest in fixed deposits is also fixed.

Post Office Schemes

Paras Investments, customer oriented company offers you services of all post office schemes. These schemes includes

• National Savings Certificates (NSC) (with tax benefits)
• Post Office Recurring Deposit Account (RD)
• Post Office Monthly Income Scheme (MIS)
• Senior Citizen Scheme
• Post Office Time Deposit Scheme

Public Provident Fund (PPF) Accounts

Paras Investments, customer oriented company offers you services for PPF account(s). In PPF account customer(s) get rebate under section 80C of Income Tax Act and the interest accumulated is fully tax free. The amount deposited in PPF account is also exempt from Wealth Tax. The interest rate of PPF account is declared by the government time to time. The current rate of interest is 8% which is compounded annually. Max limit of amount that can be deposited in a PPF account is 70,000 in a complete financial year.

PAN Cards

Paras Investments, customer oriented company offers you the facility of new PAN cards. If you applied for the card and you not received your card till now then the Company also offers you the facility of duplicate PAN card. You can also apply for duplicate PAN card if your card is lost or stolen.

Permanent Account Number (PAN) is a national identification number, issued to all taxpayers of India whose income is taxable. This number is issued by the Indian Income Tax Department under the auspices of the Central Board for Direct Taxes (CBDT).

The PAN is unique, national, and permanent. It is unaffected by a change of address, even between states. PAN Number is an identity document/number which can also be issued to non-taxpayers.

Loans

Paras Investments, customer oriented company offers Home, Car, Personal loan and loan against property services through various government, public and private banks. Customer can also switch their existing loan(s) to another bank. You can also contact us for loan from STATE BANK OF INDIA

Stock Market

Paras Investments, customer oriented company offers the facility of online trading. Company provides you facility of trading & Demat account by which customer can easily trade in stock market even while sitting at their Office or at their house. Company provides you training for how to trade in stock market. The Company also provides you trading tips which sometimes may be very helpful to you.